Hosted by Finance Malta

As regulatory demands intensify and carrier capacity tightens, intermediaries—particularly MGAs and scheme brokers—are increasingly re-evaluating their business models and reliance on traditional insurers. This session explores how UK and EU-based intermediaries can strategically leverage Protected Cell Companies (PCCs) to launch their own EU and UK-admitted insurance vehicles. With reduced capital and setup costs, PCC cells offer the agility to retain underwriting profits, write directly across borders, and gain independence from traditional carrier bottlenecks. Brokers can also help their larger clients—who are seeking more control over their risk financing—to do the same via captive cells. Brokers are uniquely placed to guide and service these client-owned cells, creating new revenue streams and stickier client relationships. Join us to discover how PCC structures can redefine your capacity strategy and unlock a future of sustainable growth.

By the end of this session delegates should be able to:

• Understand PCC Structures: Gain insight into how Protected Cell Companies operate and how they differ from standalone insurers or traditional captives.
• Explore Direct EU & UK Market Access: Learn how UK intermediaries can write directly in the EU post-Brexit—and vice versa—without fronting partners.
• Unlock Capital & Cost Efficiencies: Discover how PCCs reduce capital, compliance, and time-to-market barriers for owning capacity.
• Control Capacity & Retain Profits: Understand how intermediaries can retain underwriting profits and build a sustainable business model beyond commissions.
• Enable Client Captives: Understand how brokers can help larger clients establish captive cells—offering value-added services and deeper advisory relationships.
• Evaluate Use Cases & Entry Routes: Hear real-world examples of MGAs, InsurTechs, and brokers that transformed their risk strategy through PCC cell ownership—starting small, iterating, and scaling.