Renovation Plan is the home of specialist Building Works Insurance, designed to protect clients while renovation and construction projects are underway. Part of Howden, Renovation Plan provides tailored cover for renovations, restorations, extensions, conversions, self‑builds and new builds, from small domestic projects through to complex, high‑value works. Standard home insurance often excludes building work, leaving clients exposed to significant risk. Renovation Plan bridges that gap with flexible policies that cover the existing structure, works in progress and property owner liability, with terms ranging from 3 to 36 months and the option of refunds if projects complete early. Supported by experienced specialists and underpinned by strong insurer relationships, Renovation Plan gives brokers confidence that their clients are protected from start to finish, even when projects do not go to plan.